3506 St. Johns Avenue
Palatka, Florida 32177
Phone:(386)328-9201
Fax:(386)328-9272		 contact us:
Loan Rates
Effective date: April 29, 2010
New Cars/Trucks:
 Term Rate
Up to 60 Months 4.99%
Up to 72 Months 5.99%

Used Cars/Trucks: (2002-2008)
 Term Rate
Up to 60 Months 5.50%
Up to 72 Months 6.50%

Older Used Cars/Trucks: (2001-Older)
 Term Rate
Up to 48 Months 6.00%

New Boats/RV’s:
Term Rate
Up to 60 Months 4.99%
Up to 72 Months 5.99%

Used Boats/RV’s: (2002-2008)
Term Rate
Up to 48 Months 5.50%
Up to 72 Months 6.50%

New Motorcycles:
 Term Rate
Up to 60 Months 4.99%
Up to 72 Months 5.99%

Used Motorcycles:
 Term Rate
Up to 48 Months 5.50%
Up to 60 Months 6.50%

New ATV’s/JetSki’s:
 Term Rate
Up to 60 Months 4.99%
Up to 72 Months 5.99%

Used ATV’s/JetSki’s:
 Term Rate
Up to 48 Months 5.50%
Up to 60 Months 6.50%

Home Equity Loans:
 Prime Rate
LTV up to 80%
 4.25%
LTV up to 90%
 +1=5.25%

Signature/Line of Credit
 8.99%
Share Secured
 4.00%
Certificate of Deposit Secured
 CD Rate +2%
Share Rates
Effective date: April 29, 2010
Savings:
 Rate Yield (APY)
.25% .26%

IRA:
 Rate Yield (APY)
See Money Market Rates

CD Rates:
 Rate Yield (APY)
6 months
 1.00% 1.01%
1 year
 1.15% 1.16%
18 months
 1.30% 1.31%
24 months
 1.45% 1.46%
36 months
 1.75% 1.76%
48 months
 1.90% 1.91%
60 months
 2.00% 2.01%

Money Market: Balances
 Dividend Rate Rate
Up to $1000
 0.00% 0.00%
$1,001-$5,000
 .25% .25%
$5,001-$10,000
 .50% .50%
$10,001-$25,000
 .70% .70%
$25,001-$50,000
 .80% .80%
$50,001-$150,000
 .90% .90%
$150,001 and up
 .90% .90%
*Unlimited deposits allowed
*Three (3) withdrawals or transfers per month allowed
*Dividends computed on daily balance
Rates may be subject to change without notice.

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